Filing Basis
State the suspected activity type, filing trigger, detection source, and decision date.
4.8
on G2
Free Banking & Lending Template
Download a free sar draft template in Word, PDF, or Markdown. Or turn any video into sar draft template with Docsie AI — auto-fills every required field.
Use this template to prepare a suspicious activity report draft with narrative facts, subjects, and filing rationale.
| Field | Details |
|---|---|
| Category | Banking & Lending |
| Owner | [Team or owner] |
| Version | [Version number] |
| Effective Date | [Date] |
| Review Cycle | [Monthly / Quarterly / Annual / Event-based] |
| Status | [Draft / In Review / Approved] |
State the suspected activity type, filing trigger, detection source, and decision date.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Identify subjects, account numbers or masked references, roles, addresses, and relationship history.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Define start and end dates, channels, branches, products, and transaction totals.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Describe who, what, when, where, why suspicious, and how activity moved through the bank.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Summarize transaction tables, prior alerts, customer explanations, and negative news.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List account restrictions, customer outreach, monitoring changes, and law enforcement contact if any.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Capture BSA officer review, legal input, filing deadline, and retention location.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Deploy this template when filing obligations arise under FinCEN SAR rules or FATF Recommendation 20 compliance.
This template produces a complete Suspicious Activity Report meeting FinCEN Form 111 and regulatory filing standards.
Most SARs fail review due to vague narratives that omit specific timelines or transactional linkage.
Template Structure
Use this banking & lending template as a starting point, then customize each section to match your internal workflow, evidence, and signoff needs.
State the suspected activity type, filing trigger, detection source, and decision date.
Identify subjects, account numbers or masked references, roles, addresses, and relationship history.
Define start and end dates, channels, branches, products, and transaction totals.
Describe who, what, when, where, why suspicious, and how activity moved through the bank.
Summarize transaction tables, prior alerts, customer explanations, and negative news.
List account restrictions, customer outreach, monitoring changes, and law enforcement contact if any.
Capture BSA officer review, legal input, filing deadline, and retention location.
Write a SAR draft for compliance review. Structure with these Markdown sections:
State the suspected activity type, filing trigger, detection source, and decision date.
Identify subjects, account numbers or masked references, roles, addresses, and relationship history.
Define start and end dates, channels, branches, products, and transaction totals.
Describe who, what, when, where, why suspicious, and how activity moved through the bank.
Summarize transaction tables, prior alerts, customer explanations, and negative news.
List account restrictions, customer outreach, monitoring changes, and law enforcement contact if any.
Capture BSA officer review, legal input, filing deadline, and retention location.
Potential structuring identified through cash activity alerts and branch referral.
| Period | Cash In | Cash Out | Accounts |
|---|---|---|---|
| Feb-Mar 2026 | $96,400 | $88,900 | DDA ending 4410 |
Enhanced monitoring applied. Relationship retained pending BSA officer approval.
Already have a walkthrough or training video covering this process? Skip manual drafting. Upload the video and Docsie AI generates sar draft template with every required field populated — ready for review, signoff, or export.
Use the template manually, or let Docsie generate the first draft from source footage.
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Template FAQ
Common questions about downloading and generating a sar draft template.
Q: What is a sar draft template?
A: A sar draft template is a structured document for prepare a suspicious activity report draft with narrative facts, subjects, and filing rationale.
Q: Is the sar draft template really free?
A: Yes. The sar draft template is completely free to download in Word (DOCX), PDF, and Markdown formats. No signup or credit card required to download.
Q: How do I turn a video into a sAR Draft?
A: Upload a process walkthrough, training recording, or screen capture to Docsie. The AI analyzes the video and generates a complete sAR Draft using this template's structure — every required field auto-filled from the footage.
Q: Can I edit the sar draft template after downloading?
A: Yes. The DOCX format opens in Microsoft Word or Google Docs. The Markdown format imports into Notion, Confluence, Docsie, or any markdown editor. Customize fields, add your branding, and adapt to your internal workflow.