SAR Draft

Use this template to prepare a suspicious activity report draft with narrative facts, subjects, and filing rationale.

Template Metadata

Filing Basis

State the suspected activity type, filing trigger, detection source, and decision date.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Subjects and Accounts

Identify subjects, account numbers or masked references, roles, addresses, and relationship history.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Suspicious Activity Period

Define start and end dates, channels, branches, products, and transaction totals.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Narrative of Activity

Describe who, what, when, where, why suspicious, and how activity moved through the bank.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Supporting Analysis

Summarize transaction tables, prior alerts, customer explanations, and negative news.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Bank Actions Taken

List account restrictions, customer outreach, monitoring changes, and law enforcement contact if any.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]

Review and Approval

Capture BSA officer review, legal input, filing deadline, and retention location.

Notes

[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]