Purpose
Define covered loan products, channels, and service-level goals.
4.8
on G2
Free Banking & Lending Template
Download a free loan origination sop template in Word, PDF, or Markdown. Or bring your notes, PDFs, or a recording and let Docsie AI fill in every section for you.
Generated by Docsie AI. See it turn real videos into finished guides →
Use this template to standardize borrower intake, underwriting handoffs, approvals, and closing controls.
| Field | Details |
|---|---|
| Category | Banking & Lending |
| Owner | [Team or owner] |
| Version | [Version number] |
| Effective Date | [Date] |
| Review Cycle | [Monthly / Quarterly / Annual / Event-based] |
| Status | [Draft / In Review / Approved] |
Define covered loan products, channels, and service-level goals.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List borrower-facing, processing, underwriting, compliance, and closing owners.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Document required application fields, disclosures, identity checks, and document collection.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Explain file completeness checks, risk grading inputs, exceptions, and handoff criteria.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Describe approval authority, condition tracking, adverse action handling, and borrower notices.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List final verification, document execution, funding controls, and booking steps.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Define post-close review, defect tracking, audit sampling, and remediation expectations.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Template Structure
Use this banking & lending template as a starting point, then customize each section to match your internal workflow, evidence, and signoff needs.
Define covered loan products, channels, and service-level goals.
List borrower-facing, processing, underwriting, compliance, and closing owners.
Document required application fields, disclosures, identity checks, and document collection.
Explain file completeness checks, risk grading inputs, exceptions, and handoff criteria.
Describe approval authority, condition tracking, adverse action handling, and borrower notices.
List final verification, document execution, funding controls, and booking steps.
Define post-close review, defect tracking, audit sampling, and remediation expectations.
Write a loan origination SOP for a banking or lending team. Structure with these Markdown sections:
Define covered loan products, channels, and service-level goals.
List borrower-facing, processing, underwriting, compliance, and closing owners.
Document required application fields, disclosures, identity checks, and document collection.
Explain file completeness checks, risk grading inputs, exceptions, and handoff criteria.
Describe approval authority, condition tracking, adverse action handling, and borrower notices.
List final verification, document execution, funding controls, and booking steps.
Define post-close review, defect tracking, audit sampling, and remediation expectations.
This SOP covers term loans up to $500,000 submitted through branch and digital channels.
| Item | Required | Owner |
|---|---|---|
| Signed application | Yes | Loan officer |
| Tax returns | Last 2 years | Borrower |
| Beneficial ownership form | Yes | Processor |
Bring what you already have: meeting notes, an old PDF, a spreadsheet, a walkthrough recording. Docsie AI drafts every section of this loan origination sop template in the structure above, then exports to Word, PDF, or Markdown for review and signoff.
Free to try. The template above was itself generated by Docsie — see it work on real videos at /tutorials/.
Analyze suspicious activity alerts, customer context, transaction patterns, and disposition rationale
Review branch cash controls, teller operations, security, disclosures, and exception remediation
Checklist for verifying collateral value, perfection, insurance, and exceptions
Guide delinquency segmentation, borrower outreach, cure options, and escalation controls
Document borrower risk, repayment capacity, collateral, and recommended credit decision
Document credit policy deviations, compensating factors, approval rationale, and monitoring
Template FAQ
Common questions about downloading and generating a loan origination sop template.
Q: What is a loan origination sop template?
A: A loan origination sop template is a structured document for standardize borrower intake, underwriting handoffs, approvals, and closing controls.
Q: Is the loan origination sop template really free?
A: Yes. The loan origination sop template is completely free to download in Word (DOCX), PDF, and Markdown formats. No signup or credit card required to download.
Q: How do I turn a video into a loan Origination SOP?
A: Upload a process walkthrough, training recording, or screen capture to Docsie. The AI analyzes the video and generates a complete loan Origination SOP using this template's structure — every required field auto-filled from the footage.
Q: Can I edit the loan origination sop template after downloading?
A: Yes. The DOCX format opens in Microsoft Word or Google Docs. The Markdown format imports into Notion, Confluence, Docsie, or any markdown editor. Customize fields, add your branding, and adapt to your internal workflow.