Customer Profile
Identify customer type, relationship start date, products used, geography, and review trigger.
4.8
on G2
Free Banking & Lending Template
Download a free kyc review file template in Word, PDF, or Markdown. Or turn any video into kyc review file template with Docsie AI — auto-fills every required field.
Use this template to document customer due diligence, beneficial ownership, risk rating, and periodic review decisions.
| Field | Details |
|---|---|
| Category | Banking & Lending |
| Owner | [Team or owner] |
| Version | [Version number] |
| Effective Date | [Date] |
| Review Cycle | [Monthly / Quarterly / Annual / Event-based] |
| Status | [Draft / In Review / Approved] |
Identify customer type, relationship start date, products used, geography, and review trigger.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Record sanctions, PEP, adverse media, and internal watchlist results.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List missing documents, customer outreach, deadlines, and escalation owners.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Deploy this template during periodic customer reviews, onboarding refreshes, or when risk indicators trigger reassessment.
This template produces a complete KYC review file meeting AML compliance and banking regulatory standards.
Teams often fail by treating KYC reviews as checkbox exercises rather than substantive risk assessments.
Template Structure
Use this banking & lending template as a starting point, then customize each section to match your internal workflow, evidence, and signoff needs.
Identify customer type, relationship start date, products used, geography, and review trigger.
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
Record sanctions, PEP, adverse media, and internal watchlist results.
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
List missing documents, customer outreach, deadlines, and escalation owners.
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
Write a KYC review file for a banking compliance team. Structure with these Markdown sections:
Identify customer type, relationship start date, products used, geography, and review trigger.
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
Record sanctions, PEP, adverse media, and internal watchlist results.
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
List missing documents, customer outreach, deadlines, and escalation owners.
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
Business checking and merchant services customer reviewed due to annual high-risk cadence.
| Factor | Result |
|---|---|
| Geography | Domestic only |
| Cash activity | Low |
| Beneficial ownership | Verified |
Continue relationship. No EDD refresh required; next review due April 2027.
Already have a walkthrough or training video covering this process? Skip manual drafting. Upload the video and Docsie AI generates kyc review file template with every required field populated — ready for review, signoff, or export.
Use the template manually, or let Docsie generate the first draft from source footage.
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Template FAQ
Common questions about downloading and generating a kyc review file template.
Q: What is a kyc review file template?
A: A kyc review file template is a structured document for document customer due diligence, beneficial ownership, risk rating, and periodic review decisions.
Q: Is the kyc review file template really free?
A: Yes. The kyc review file template is completely free to download in Word (DOCX), PDF, and Markdown formats. No signup or credit card required to download.
Q: How do I turn a video into a kYC Review File?
A: Upload a process walkthrough, training recording, or screen capture to Docsie. The AI analyzes the video and generates a complete kYC Review File using this template's structure — every required field auto-filled from the footage.
Q: Can I edit the kyc review file template after downloading?
A: Yes. The DOCX format opens in Microsoft Word or Google Docs. The Markdown format imports into Notion, Confluence, Docsie, or any markdown editor. Customize fields, add your branding, and adapt to your internal workflow.