Customer Profile
Identify customer type, relationship start date, products used, geography, and review trigger.
4.8
on G2
Free Banking & Lending Template
Download a free kyc review file template in Word, PDF, or Markdown. Or bring your notes, PDFs, or a recording and let Docsie AI fill in every section for you.
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Use this template to document customer due diligence, beneficial ownership, risk rating, and periodic review decisions.
| Field | Details |
|---|---|
| Category | Banking & Lending |
| Owner | [Team or owner] |
| Version | [Version number] |
| Effective Date | [Date] |
| Review Cycle | [Monthly / Quarterly / Annual / Event-based] |
| Status | [Draft / In Review / Approved] |
Identify customer type, relationship start date, products used, geography, and review trigger.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Record sanctions, PEP, adverse media, and internal watchlist results.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List missing documents, customer outreach, deadlines, and escalation owners.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Template Structure
Use this banking & lending template as a starting point, then customize each section to match your internal workflow, evidence, and signoff needs.
Identify customer type, relationship start date, products used, geography, and review trigger.
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
Record sanctions, PEP, adverse media, and internal watchlist results.
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
List missing documents, customer outreach, deadlines, and escalation owners.
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
Write a KYC review file for a banking compliance team. Structure with these Markdown sections:
Identify customer type, relationship start date, products used, geography, and review trigger.
Document CIP evidence, beneficial owners, control person, IDs reviewed, and verification status.
Summarize expected transaction types, volumes, counterparties, cash activity, and source of funds.
Record sanctions, PEP, adverse media, and internal watchlist results.
Explain rating factors, score changes, enhanced due diligence needs, and approval level.
List missing documents, customer outreach, deadlines, and escalation owners.
State continue, restrict, exit, or escalate with reviewer signoff and next review date.
Business checking and merchant services customer reviewed due to annual high-risk cadence.
| Factor | Result |
|---|---|
| Geography | Domestic only |
| Cash activity | Low |
| Beneficial ownership | Verified |
Continue relationship. No EDD refresh required; next review due April 2027.
Bring what you already have: meeting notes, an old PDF, a spreadsheet, a walkthrough recording. Docsie AI drafts every section of this kyc review file template in the structure above, then exports to Word, PDF, or Markdown for review and signoff.
Free to try. The template above was itself generated by Docsie — see it work on real videos at /tutorials/.
Analyze suspicious activity alerts, customer context, transaction patterns, and disposition rationale
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Checklist for verifying collateral value, perfection, insurance, and exceptions
Guide delinquency segmentation, borrower outreach, cure options, and escalation controls
Document borrower risk, repayment capacity, collateral, and recommended credit decision
Document credit policy deviations, compensating factors, approval rationale, and monitoring
Template FAQ
Common questions about downloading and generating a kyc review file template.
Q: What is a kyc review file template?
A: A kyc review file template is a structured document for document customer due diligence, beneficial ownership, risk rating, and periodic review decisions.
Q: Is the kyc review file template really free?
A: Yes. The kyc review file template is completely free to download in Word (DOCX), PDF, and Markdown formats. No signup or credit card required to download.
Q: How do I turn a video into a kYC Review File?
A: Upload a process walkthrough, training recording, or screen capture to Docsie. The AI analyzes the video and generates a complete kYC Review File using this template's structure — every required field auto-filled from the footage.
Q: Can I edit the kyc review file template after downloading?
A: Yes. The DOCX format opens in Microsoft Word or Google Docs. The Markdown format imports into Notion, Confluence, Docsie, or any markdown editor. Customize fields, add your branding, and adapt to your internal workflow.