Free Finance Template
Download a free kyc/aml procedure template in Word, PDF, or Markdown. Or turn any video into kyc/aml procedure template with Docsie AI — auto-fills every required field.
Use this template to customer due diligence for [account type].
| Field | Details |
|---|---|
| Category | Finance |
| Owner | [Team or owner] |
| Version | [Version number] |
| Effective Date | [Date] |
| Review Cycle | [Monthly / Quarterly / Annual / Event-based] |
| Status | [Draft / In Review / Approved] |
Detail the documents and information required for identity verification. Use a table listing document types, acceptable forms, and verification methods for both individuals and entities.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Define the risk categories (low, medium, high, prohibited) and the factors that determine each score. Use a table mapping risk factors to point values and thresholds.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
List the specific conditions that trigger EDD, such as PEP status, high-risk jurisdictions, unusual transaction patterns, and adverse media hits.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Describe the continuous monitoring requirements including transaction monitoring thresholds, periodic review schedules, and trigger events for re-assessment.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Document the criteria for filing Suspicious Activity Reports, including red flags, escalation procedures, timelines, and record-keeping requirements. Use tables extensively. Reference applicable regulations (BSA, USA.
| Item | Details | Owner | Status |
|---|---|---|---|
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
| [Item or requirement] | [Describe the relevant detail, evidence, or decision] | [Owner] | [Open / Complete] |
[Add context, assumptions, exceptions, evidence links, screenshots, calculations, or reviewer comments.]
Document review conclusions, approvals, unresolved items, and next review date.
| Role | Name | Date | Notes |
|---|---|---|---|
| Preparer | [Name] | [Date] | [Notes] |
| Reviewer | [Name] | [Date] | [Notes] |
| Approver | [Name] | [Date] | [Notes] |
Deploy this template when onboarding new customers, conducting periodic reviews, or responding to regulatory audits.
This template produces a complete KYC/AML procedure covering identification, risk assessment, monitoring, and reporting requirements.
Organizations fail when procedures lack specific thresholds, omit FATF-compliant risk factors, or ignore EDD triggers.
Template Structure
Use this finance template as a starting point, then customize each section to match your internal workflow, evidence, and signoff needs.
Detail the documents and information required for identity verification. Use a table listing document types, acceptable forms, and verification methods for both individuals and entities.
Define the risk categories (low, medium, high, prohibited) and the factors that determine each score. Use a table mapping risk factors to point values and thresholds.
List the specific conditions that trigger EDD, such as PEP status, high-risk jurisdictions, unusual transaction patterns, and adverse media hits.
Describe the continuous monitoring requirements including transaction monitoring thresholds, periodic review schedules, and trigger events for re-assessment.
Document the criteria for filing Suspicious Activity Reports, including red flags, escalation procedures, timelines, and record-keeping requirements. Use tables extensively. Reference applicable regulations (BSA, USA.
Write a KYC/AML Procedure document in a formal, regulatory-compliant tone. Structure with:
Detail the documents and information required for identity verification. Use a table listing document types, acceptable forms, and verification methods for both individuals and entities.
Define the risk categories (low, medium, high, prohibited) and the factors that determine each score. Use a table mapping risk factors to point values and thresholds.
List the specific conditions that trigger EDD, such as PEP status, high-risk jurisdictions, unusual transaction patterns, and adverse media hits.
Describe the continuous monitoring requirements including transaction monitoring thresholds, periodic review schedules, and trigger events for re-assessment.
Document the criteria for filing Suspicious Activity Reports, including red flags, escalation procedures, timelines, and record-keeping requirements.
Use tables extensively. Reference applicable regulations (BSA, USA PATRIOT Act, FATF). Be precise about thresholds and timelines.
Document ID: KYC-CORP-001 | Effective Date: 2026-01-15 | Owner: BSA/AML Compliance Officer
All corporate account applicants must provide the following documentation before account activation:
| Requirement | Acceptable Documents | Verification Method |
|---|---|---|
| Entity formation | Articles of incorporation, partnership agreement | Secretary of State registry lookup |
| Beneficial ownership (>25%) | Government-issued photo ID for each UBO | Identity verification service + manual review |
| Tax identification | IRS EIN confirmation letter (CP 575) | IRS TIN matching |
| Operating address | Utility bill or lease agreement (<90 days) | Physical address verification |
| Board resolution | Signed authorization to open account | Notarized original or certified copy |
Each account is assigned a composite risk score at onboarding:
| Risk Factor | Low (1 pt) | Medium (3 pts) | High (5 pts) |
|---|---|---|---|
| Entity type | Public company | Private LLC | Shell company, trust |
| Jurisdiction | US domestic | FATF member state | FATF grey/black list |
| Industry | Healthcare, education | Real estate, import/export | MSB, casino, cryptocurrency |
| Expected activity | <$50K/month | $50K–$500K/month | >$500K/month |
| Source of funds | Operating revenue | Investment proceeds | Third-party or foreign-sourced |
Score thresholds: 5–8 = Low Risk, 9–15 = Medium Risk, 16–20 = High Risk, 21+ = Escalate to BSA Officer.
EDD is required when any of the following conditions are present:
| Review Type | Frequency | Scope | Owner |
|---|---|---|---|
| Transaction monitoring | Real-time | All debits/credits against thresholds | Automated system |
| Periodic KYC refresh | Annual (high), Biennial (medium), Triennial (low) | Full CIP re-verification | KYC Analyst |
| Sanctions screening | Daily batch + real-time | OFAC SDN, EU, UN consolidated lists | Compliance system |
| Negative news screening | Monthly | All beneficial owners and entity | Third-party vendor |
A Suspicious Activity Report must be filed within 30 calendar days of detection when:
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Template FAQ
Common questions about downloading and generating a kyc/aml procedure template.
Q: What is a kyc/aml procedure template?
A: A kyc/aml procedure template is a structured document for customer due diligence for [account type].
Q: Is the kyc/aml procedure template really free?
A: Yes. The kyc/aml procedure template is completely free to download in Word (DOCX), PDF, and Markdown formats. No signup or credit card required to download.
Q: How do I turn a video into a kYC/AML Procedure?
A: Upload a process walkthrough, training recording, or screen capture to Docsie. The AI analyzes the video and generates a complete kYC/AML Procedure using this template's structure — every required field auto-filled from the footage.
Q: Can I edit the kyc/aml procedure template after downloading?
A: Yes. The DOCX format opens in Microsoft Word or Google Docs. The Markdown format imports into Notion, Confluence, Docsie, or any markdown editor. Customize fields, add your branding, and adapt to your internal workflow.